Ex-girlfriend receives an $8400 bank transfer from her ex-boyfriend but refuses to give it back until her bank does all the needed investigations: 'He lost several thousand dollars in deposits and fees.'

Author image for María Cetra
María Cetra • Writer
Jul 31, 2026 6:00 PM EDT

Do you prioritize what your bank tells you or what your ex, who totally humiliated you, wants you to do for him?

Breaking up is hard. You think the relationship is going to last forever, and you end up discovering that it didn't even work for more than a while. It happens. And the bright side is that you get over it, you grow from that experience, and, when you are ready, you can move on to a new relationship that may or may not end up being the love of your life. Because failed relationships are just that, experiences that make you learn and evolve, one step before finding the love of your life –or realizing that you want to be alone.

In the story below, we encounter the story of a woman who was completely humiliated by her ex-boyfriend when he told her the relationship was over because they weren't financially in the same place. Even though she had no problem supporting him in the past when he couldn't even provide for himself. All this to end up discovering he was cheating on her with a coworker he officialized with a couple of days after they broke up. So he not only used her in the past for her money, but he also had no problem humiliating her to everybody they knew by showing up with a new girl not even a month after they ended things.

Now he came back, out of nowhere, and all because of HIS mistake. This guy seems to love doing things wrong. He had to send money to buy a condo, and he sent it to this user, his ex-girlfriend. It ended up bad for him, of course. But can't he do anything correctly? He broke things for the incorrect reasons, officialized with the new girl WAY TOO SOON, and now he sent the money to someone he shouldn't. That is karma. He did everything so wrong that the universe paid him back by doing one more thing wrong. He deserved it. All of it. From losing the condo to losing money, and being stressed for days over this banking issue. Karma is hard but fair. 
 

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  • 01
    I (29F) dated Ryan (31M) for almost four years. We were talking about marriage, and I genuinely thought he was the person I'd spend my life with. About six months ago, he ended things completely out of nowhere. His exact words were, "I need someone who's more on my level financially." I was devastated because I'd supported him through grad school, covered rent when he was unemployed for almost five months and never
    via Upset-Row1648
  • 02
    A woman paying something over the internet with her card in her hand. Representation.
    via Vitaly Gariev

    A woman paying something over the internet with her card in her hand.

    Representation.

  • 03
    once made him feel guilty about it. A week after the breakup, I found out he was already been seeing a woman from his office. They made their relationship public almost immediately. What hurt even more was that he kept making little comments online that seemed aimed at me. Things like, It's amazing what happens when you stop settling and Some people are anchors disguised as partners.
    via Upset-Row1648
  • 04
    Mutual friends confirmed he was talking about me. I blocked him everywhere and spent months rebuilding my life. Fast forward to last week. I woke up to a bank notification showing that someone had transferred me $8,400. At first I thought it was fraud, but the sender's name was Ryan. About twenty minutes later, my
    via Upset-Row1648
  • 05
    phone started exploding with calls and texts from unknown numbers. Apparently he had meant to send the money as the down payment for a condo he was buying with his girlfriend. He accidentally selected my name because my account was still saved as a transfer recipient. Ryan finally emailed me because he realized I had him blocked. He apologized not for how he treated me but for the banking mistake.
    via Upset-Row1648
  • 06
    He asked me to immediately transfer the money back because the seller was waiting and he'd lose the condo if the payment didn't go through that day. I didn't respond. Instead, I called my bank to ask what I should do. They told me not to spend the money and not to move it until the bank completed its investigation, since reversing an electronic transfer isn't always straightforward and they needed documentation from
    via Upset-Row1648
  • 07
    both parties. So I left it alone. Ryan somehow got my mother's phone number and started calling my family, saying I was stealing from him. His girlfriend even messaged me saying, If you're still bitter over a breakup, just say that. That irritated me enough that I stopped feeling any urgency to help.
    via Upset-Row1648
  • 08
    I simply replied with one sentence: I'm following my bank's instructions. Over the next three days, Ryan missed his closing date and lost the condo. According to mutual friends, he also lost several thousand dollars in deposits and fees. Yesterday, the bank finished investigating and reversed the transfer themselves.
    via Upset-Row1648
  • 09
    The money left my account exactly as I expected. Now Ryan is telling everyone I intentionally delayed things to punish him. My sister agrees I should've ignored the bank and just sent it back immediately because it's the decent thing to do. My argument is simple, if I had transferred the money myself and something went wrong, I could have been responsible for thousands of dollars. I wasn't
    via Upset-Row1648
  • 10
    about to take financial advice from the same man who publicly mocked me after I supported him for years. I didn't spend a single cent. I didn't hide the money. I literally followed my bank's instructions.
    via Upset-Row1648
  • 11
    A glass full of coins with a plant growing from it.
    via micheile henderson

    A glass full of coins with a plant growing from it.

  • 12
    conditerite Didn't Mr Superior Financial Level have another $8,400 in some other account he could have used?
    via Upset-Row1648
  • 13
    Mo-Rice13 Who in the f hits complete transfer on a payment of $8,400 without confirming the recipient and every single other detail without double & triple checking it. Got exactly what he deserved, I wouldn't lose a second's sleep over it, in fact I'd fall asleep with a big grin on my face.
    via Upset-Row1648
  • 14
    Last Society_177 NOR. Amazing. He got what he deserved
    via Upset-Row1648
  • 15
    Corodix NOR. The bank told you to let them handle it and they're the financial expert, so you listen to them. Some scams look exactly like what happened here and he had already clearly shown in his behavior that you absolutely couldn't trust him, thus all the more reason to listen to them. Your sister is frankly being quite naive here and you are spot on in your counter argument. Do any of you even know whether the condo thing was even true and not just a story he
    via Upset-Row1648
  • 16
    was running in an attempt to scam you out of money? I hope that your sister never runs into a scam like that because she sounds like she'd fall for it. Ryan's emergency also wasn't your problem in any way as you owed him nothing, even more so after he thoroughly burned all bridges by acting like a cruel a hle in public. You certainly dodge quite the bullet when you think about it.
    via Upset-Row1648
  • 17
    WhyThisTimeline Tho Sounds like he moved from the f around stage to the find out stage of being a
    via Upset-Row1648

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